Commercial Credit Analyst - Up To 100K - St. Petersburg, FL - Job # 1397

The Symicor Group Saint Petersburg , FL 33701

Posted 3 months ago

The Position

Our client is seeking to fill a Commercial Credit Analyst role in the St. Petersburg, FL market. The successful Commercial Credit Analyst candidate will be responsible for preparation of C&I and CRE credit applications and annual reviews, provide guidance to lenders, maintain working knowledge of legal requirements, loan pricing analysis, etc.

This position comes with a generous salary of up to $100K, potential relocation bonus and an enviable benefits package. Officer level is possible for this position for seasoned candidates.

Commercial Credit Analyst responsibilities include:

  • Spreading the financial information including ratio analysis and prepare a written report analyzing the data, the borrowers ability to service the debt, cash flow requirements, and the strengths and weaknesses of the credit.
  • Identifying appropriate entity structures as well as verification of any affiliate businesses.
  • Monitoring and collecting signed commitment letters and fees.
  • Performing the risk rating analysis and review request for potential portfolio concentration issues.
  • Conferring with commercial lenders and borrowers about their loan requests and any questions that must be answered prior to submission.
  • Attending Loan committees to provide commentary as needed by the lender in support of the loan request.
  • Adhering to and complying with Bank policies, procedures, applicable state and federal laws and regulatory guidance.
  • Participating in job specific and other various bank training programs as required.
  • Training and mentoring junior analysts as requested.
  • Performing other related duties as requested or assigned

Requirements

Who Are You?

Youre someone who wants to influence your own development. Youre looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.

You also bring the following skills and experience:

  • Bachelors degree required in finance or accounting.
  • Four or more years of commercial credit analysis experience at a bank or credit union.
  • A strong understanding of lending concepts, practices and procedures.
  • Strong computer skills and experience with MS Office products.
  • Excellent communication skills, both written and verbal.
  • General understanding of accounting terms and principals.
  • Ability to read and interpret financial statements to include: Tax returns (individual
  • and business), balance sheet, income statement, cash flow schedules, statement
  • of owners equity.
  • Strong presentation skills.
  • Ability to communicate with senior management, operational and technical staff and peers

Benefits

This position comes with a generous salary of up to $100K, potential relocation bonus and an enviable benefits package. Officer level is possible for this position for seasoned candidates.

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Commercial Credit Analyst - Up To 100K - St. Petersburg, FL - Job # 1397

The Symicor Group