Commercial Credit Analyst II

Stifel Nicolaus Saint Louis , MO 63150

Posted 2 weeks ago


The Commercial Credit Analyst II (CCAII) will provide support to the Commercial Lenders with emphasis on financial analysis in determining the creditworthiness of a borrower. The CCAII will have exposure to both private and public companies over a wide variety of industries, cash flow and other types of lending, and direct and syndicated loan opportunities.


  • Analyze business financial statements and create cash flow models to be utilized in support of new and existing commercial loans, renewal requests, and amendments.

  • Assist in the preparation of credit evaluation memorandums, annual and quarterly reviews, and accurate and timely risk ratings.

  • Assist in the ongoing management and monitoring of a commercial loan portfolio.

  • Prepare quarterly trend analysis with situation updates and risk rating evaluations for assigned borrowers.

  • Ensure that certain financial statements and compliance certificates are up-to-date.

  • Maintain in-depth knowledge of the soundness of borrowers and collateral through financial research including evaluating financial statements and analyzing third party data.

  • Assist in preparation of monthly Bank Board of Directors reports providing a summary of commercial relationships.

  • May mentor and educate lower level CCAs as needed.


  • Bachelor's Degree in finance, accounting or another business related field required.

  • 1-3 years' of commercial credit analyst work or related experience required.

  • Understand and comply with all regulations, including the Community Reinvestment Act, Bank Secrecy Act, Fair Credit Reporting Act, etc.

  • Intermediate knowledge of economic and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data.

  • Use of logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems

icon no score

See how you match
to the job

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Practice Solutions New Money Credit Support Associate II

Bank Of America Corporation

Posted 2 days ago

VIEW JOBS 3/21/2019 12:00:00 AM 2019-06-19T00:00 Job Description: Enterprise Job Description: Responsibilities include managing a moderate to complex structured portfolio and ensuring adherence to Credit Policy, process, procedures and regulatory guidelines including GMS, Credit Risk, PMRC, etc. Demonstrates a thorough understanding and adherence to policies, processes, guidelines and applicable regulatory requirements. Monitors credit compliance through the timely collection of all required financial information, resolves documentation, collateral, past due exceptions and credit servicing problem resolution. Ensures data integrity in primary systems supporting our Global Commercial Bank lines of business; GMS, AFS, ACBS, VV, GUS, etc. Acts as primary liaison with client, client team, and Credit Services, managing the facilitation of credit originations, approvals, documentation, bookings, fee collection and renewals. Delivers practical innovative resolutions to clients and business partners. Demonstrates ability to balance portfolio management with participation in work-groups. Successfully manages multiple priorities with minimal supervision or oversight. Transfers knowledge of business to others by mentoring / coaching. Department Specific Job Description: This is a closing coordinator position for Small Business Practice Solutions Lending. Practice Solutions lends money to medical professionals. * May be required to work a schedule of 9am-6pm or 10am-7pm depending on business need.. Required Skills: * 2 plus years of prior sales and/or customer service experience * Clear and concise verbal and written communication skills. * Sound judgment, logical reasoning and exhibits a strong drive for results and success. * Efficient organizational skills,portfolio management, time management and attention to detail. * Can effectively collaborate/negotiate with business partners and assigned team to foster solid partnerships, teamwork, credibility, and trust. * Adaptability to continued learning and change. * Self-starter * Microsoft Office including Word and Excel * Team Player Desired Skills: * Bachelor's or Master's Degree desired * Prior Small Business underwriting experience highly preferred * Thorough understanding of various business and personal financial statements, tax returns, and ownership of business * Understanding of credit culture and adhering to credit policies and guidelines. Posting Date: 03/20/2019 Location: Saint Louis, MO, BANK OF AMERICA PLAZA, 800 MARKET ST, - United States Travel: No Full / Part-time: Full time Hours Per Week: 40 Shift: 1st shift Weekly Schedule: May be required to work a schedule of 9am-6pm or 10am-7pm depending on business need. Bank Of America Corporation Saint Louis MO

Commercial Credit Analyst II

Stifel Nicolaus