Commercial Credit Analyst

Home Bancorp, Inc. Metairie , LA 70004

Posted 2 weeks ago


The purpose of this position is to perform a variety of duties related to determining credit risk through comprehensive analysis and ongoing monitoring

of new and existing customer relationships. The Commercial Credit Analyst utilizes a variety of information to ensure and maintain the credit quality if the

commercial loan portfolio.


  • Analyzes financial information including balance sheets, income statements, cash flow and tax returns to form an opinion of the strengths, weaknesses and risks

associated with loan packages and other services offered by the Bank.

  • Ensures that loans are properly risk rated.

  • Complies with proper credit administration practices as outlined in the Bank's policies and procedures.

  • Provides technical advice and assistance to Client Relationship Managers.

  • Assists in maintaining the Bank's Asset Based Lending process and procedure.

  • Assists in the maintenance of various systems utilized by the bank.

  • Performs other duties as assigned by Manager


  • Bachelor's degree in business, finance, related field or the equivalent job experience preferred

  • One to three years of work related experience in banking or financial services field

  • Strong understanding of commercial lending financial analysis and business structures

  • Proficiency with Microsoft Office (Excel and Word) is required


  • Strong knowledge of financial statements in order to determine credit worthiness and risk.

  • Knowledgeable of state and federal regulations impacting the origination of all loan types.

  • Knowledge of economic and accounting principles and practices, banking and the analysis and reporting of financial data.


  • Exceptional verbal, written and interpersonal communication skills

  • Excellent organizational and time management skills with the ability to work under pressure, and adapt to change and meet deadlines.

  • Excellent analytical and problem solving skills including ability to diagnose, resolve or escalate a critical situation.


  • Prepare thoughtful, clear and concise written analysis using established bank format for presentation to management or loan committee making credit decision.

  • Demonstrate your ability to analyze financial data and account information quickly and thoroughly.

  • Self-directed/motivated with the ability work independently with little to no direct supervision.




icon no score

See how you match
to the job

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Commercial Truck Driver

Republic Services, Inc.

Posted 1 week ago

VIEW JOBS 4/16/2019 12:00:00 AM 2019-07-15T00:00 Commercial Truck Driver in Metairie, LA About Us Republic Services is an industry leader in U.S. recycling and non-hazardous solid waste. Through our subsidiaries, Republic's collection companies, recycling centers, transfer stations, and landfills focus on providing effective solutions to make proper waste disposal effortless for our 14 million customers. We'll handle it from here., our brand promise, lets customers know they can count on Republic to provide a superior experience while fostering a sustainable Blue Planet for future generations to enjoy a cleaner, safer and healthier world. Why Work with Us Our Company cannot thrive without great people devoted to serving customers, the community and the planet. We hire the best people to make Republic a great place to work. We are focused on attracting talented individuals across professions who are as committed to serving customers and the planet as we are. We strive to create a workplace that's meaningful and rewarding to our 33,000 employees. That's why we are proud to be recognized as Best Large Employer by Forbes, World's Most Ethical Companies by Ethisphere, and Human Rights Campaign Foundation's 2018 Corporate Equality Index. Job Description A Driver- CDL (B) is responsible for safely operating a collection truck, and providing prompt, courteous and complete waste removal services for customers.. In addition, a Driver – CDL (B) is responsible for ensuring his or her vehicle is in compliance with the Company's safety standards prior to operating the vehicle, ensures that all Company, state and federal regulations are adhered to at all times while operating the vehicle, and completes vehicle condition reports ("VCRs") on a daily basis to ensure that any vehicle defects are repaired in a timely manner. Knowledge, Skills & Abilities Preferred Qualifications * Two years of prior experience driving heavy commercial trucks. Principal Responsibilities * Perform complete pre- and post-operation inspection of the vehicle in accordance with Company policy to ensure tire pressure, fluid levels, safety equipment, gauges, and controls are in proper working order. Report any safety issues on standard reports. * Safely operate his or her heavy truck along his or her designated route and to the disposal site; read route sheet, follow map and service each customer as identified on the route sheet or as assigned by the dispatcher and/or supervisor. * Operate manual and/or automatic controls in accordance with Company safety policies and procedures to lift and load refuse, operate compactor and dispose of collected material at the designated facility. * Courteously interact with all customers, dispatchers and others on a daily basis to ensure all customer routes are serviced in a timely and professional manner. * Identify unsatisfactory waste containers and tag containers in accordance with applicable departmental procedures. * Continuously monitor waste for evidence of unacceptable waste. * Clean area around an accidental waste spill, ensuring adherence to all applicable safety standards and policies. * Continuously monitor the condition of the vehicle to ensure it is operationally ready at all times to minimize down time; clean waste from the packer blade and truck body (where appropriate) on each disposal trip. * Complete required route/productivity sheets, VCRs and other reports, as required. * Maintain adherence to required productivity standards for the department to ensure all customers are serviced in a timely and efficient manner. * Follow all required safety policies and procedures. * Actively participate in the Company's ReSOP program. * Perform other job-related duties as assigned. * Good customer services skills to meet and exceed customer expectations; acts in a professional, courteous and cooperative manner toward customers and co-workers; works with a sense of honesty and trustworthiness. * Good time management skills to ensure assigned responsibilities are completed in an efficient and safe manner. * Good follow through ability; adheres to work schedule and follows through on challenges as they arise. * Ability to adhere to Company policies and rules set forth; promotes the Company's safety standards; does not take inappropriate risks. * Maintains a feeling of pride in work; strives to achieve all goals. Qualifications * Class B or higher Commercial Driver's license with air brakes endorsement. Rewarding Compensation and Benefits Eligible employees can elect to participate in: • Comprehensive medical benefits coverage, dental plans and vision coverage. • Health care and dependent care spending accounts. • Short- and long-term disability. • Life insurance and accidental death & dismemberment insurance. • Employee and Family Assistance Program (EAP). • Employee discount programs. • 401(k) plan with a generous company match. • Employee Stock Purchase Plan (ESPP). Republic Services is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, protected veteran status, genetic information, or any other characteristic protected by applicable law. Posted Date:4/15/2019 1:57:57 PM Job Type: Non-exempt Req #: 55506BR Location: 22206: Metairie-808 L And A Rd Job Category: Driver Republic Services, Inc. Metairie LA

Commercial Credit Analyst

Home Bancorp, Inc.