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Commercial Banker

Expired Job

Peoples State Bank Rib Mountain , WI 54401

Posted 3 months ago

Job Location: 1905 Stewart Avenue, Wausau WI 54401

Hours: Workday is normally 8-5pm, Monday-Friday, expected to work the hours needed to meet job performance expectations

Job Summary:

Responsible for business development, origination, underwriting and closing secured and unsecured commercial loans with a primary focus on small and mid-market business. Expand relationships with existing customers and establish relationships with prospective business customers, government agencies and other financial institution personnel.

Primary Duties and Responsibilities:

  • Maintain an active calling program on an existing customer portfolio, deepening existing relationships by providing all necessary banking services including loans, deposits, treasury management and investment services.

  • Develop and maintain an active calling program on prospective new customers with a focus on small and middle market opportunities.

  • Receive and screen loan applications; analyze applicant's financial status, credit and property evaluation to determine feasibility of granting loan requests; approve loans within specified limits; present larger loan requests to loan committee for approval; communicate loan decisions to applicants, including rationale for decisions, and assures necessary supporting documents are prepared.

  • Direct and participate in the closing of approved commercial loan agreements; ensure that all required closing documents are prepared and processed.

  • Maintain a working knowledge of compliance with bank loan policy and related banking regulations.

  • Monitor and review assigned commercial loan portfolio on a regular basis; proactively identify problem or delinquent loan accounts or those having an adverse impact on bank profitability; initiate appropriate corrective actions on delinquent accounts on a timely basis; refer problem accounts to manager as required or needed.

  • Identify and manage call referrals/joint calls within the bank for other bank-related services for cross selling opportunities.

  • Participation in community events and activities to support Pride in Peoples.

Desirable Education, Experience and

Skills:
  • Five or more years of bank commercial lending experience and investments or equivalent education in bank lending procedures and investment policies.

  • Bachelor's degree in business, finance and/or accounting, which includes specific courses in commercial lending, business administration, accounting, finance and communications.

  • Good verbal communication skills as evidenced by the ability to interact both face-to-face and over the telephone with customers and co-workers. Demonstrated ability to use tact, diplomacy, and a "professional" personal appearance, when dealing with customers and co-workers.

  • Good math skills.

  • Prior sales experience in financial services.

  • Ability to manage multiple tasks simultaneously in a fast-paced environment and assist at other locations as requested.

  • Analytical (statistical), organizational, time management and problem-solving ability.

  • Successful accomplishment of specified performance objectives as outlined for the incumbent by the department and/or bank management, as applicable to the commercial lending/calling officer position.

  • Good written communication skills including proofreading and editing skills.

  • Good knowledge of computer systems utilized to process transactions.

  • Familiarity with local financial marketplace (competitors, demographics, geography, industries, etc.)

We are an Equal Opportunity Employer of Minorities, Females, Protected Veterans, and Individuals with Disabilities.


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Commercial Banker

Expired Job

Peoples State Bank