Commercial Bank Off IV R

Towne Bank Raleigh , NC 27611

Posted 3 months ago

  • Essential Responsibilities:

  • Developing new business for the bank by calling on prospective commercial members.

  • Retaining existing members through follow up and by providing excellent service.

  • Interviewing applicants to develop information concerning their businesses, needs, desires, abilities and earnings to determine whether a loan may be an acceptable risk.

  • Obtaining and analyzing financial data and providing service on approved lines of credit, equipment financing loans, etc.

  • Drafting necessary documents and agreements.

  • Conducting credit checks.

  • Making decisions on loans and terms if within the lending limits or making recommendations to a superior lending officer.

  • Following current loans to ensure complete conformity with terms and knowledge of developing trends.

  • Calling on potential or existing member and introducing them to other departments when another service is needed.

  • Supervising and giving direction to staff (if applicable).

  • Obeys all applicable federal laws, rules, and regulations relating to Anti-Money Laundering (AML) including the Bank Secrecy Act (BSA)

Minimum Required Skills and Competencies:

  • Has previous lending experience or experience in loan operations or credit analysis.

  • Has extensive knowledge or documentation and regulations.

  • Has proven business development skills

  • Has excellent communication skills and the ability to interact professionally.

  • Has strong connections to and relationships with referral sources/center of influence in the market.

Desired Skills and Competencies:

  • A Bachelor's degree in Business, Accounting or Finance.

  • Previous management or supervisory experience.

  • Proficient skills in Microsoft Word, Excel and Outlook.

  • Local market experience.

Physically you can anticipate to:

  • Express or exchange ideas by means of the spoken word via email and verbally.

  • Exert up to 10 pounds of force occasionally, use your arms and legs, and sit most of the time.

  • Have close visual acuity to perform activities such as analyzing data, viewing a computer terminal, reading, and preparing documentation.

  • Not substantially exposed to adverse environmental conditions.

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Commercial Bank Off IV R

Towne Bank