Schools Financial Sacramento , CA 94204
Schools is seeking a Collector at our Corporate Headquarters location. The Collector will be responsible for contacting members with delinquent loans to make arrangements for repayment of the obligation. Assists in the tracing and collection of delinquent accounts. This position is Monday
6:00pm, with the occasional Saturday.
Collects on all past due loans, Visas, and negative share accounts to the point of charge off. Collects on over limit Visas.
Counsels delinquent members and suggests alternative and appropriate methods of bringing accounts up to date.
Document each activity relative to the members account.
Monitors and collects on charged off special accounts in repayment. Make recommendations to Collection Manager on non-collectible accounts to be charged off.
Researches member accounts for possible posting errors and determines through research when members became past due.
Assigns collateral for repossession, charges off accounts and assigns to credit union attorney or outside collection agency under the approval of Collection Manager. Handles repossession on all collateral loans. Acts on Notice of stored vehicles, notice of pending lien sale for vehicles, abandon vehicle notice, and impounds of vehicle driver by unlicensed driver.
Responsible for understanding, adhering to, and complying with Bank Secrecy Act requirements and the Credit Unions Bank Secrecy Act policies and procedures.
Responsible for reporting suspicious activity to the proper authority in accordance with the Credit Unions Bank Secrecy Act and Anti-Money Laundering policies and procedures.
Skills & Experience:
High school diploma or general education degree (GED), business courses preferred and some college level courses, or equivalent work experience.
Minimum one-year experience with a financial institution with specialized training in Collections preferred.
Previous Credit Union experience preferred.
Excellent written and verbal communication skills required and knowledge of bookkeeping and general ledger accounting preferred.
Schools offers an excellent compensation and benefits package including health, LTD, Life and AD&D, 401(k) plan, FSAs, & free or discounted banking services.