Capital Markets Associate Credit Analyst (Hybrid, Columbia SC)

Position Overview: As a Loan Officer, you will play a crucial role in growing and servicing a mortgage and commercial loan portfolio and associated related services by developing and nurturing customer relationships. You will be responsible for staying informed of industry trends and local market competition; assisting in retaining and expanding existing business relationships; and identifying new business opportunities.

Responsibilities:

• Develop and maintain strong relationships with existing and potential customers.
• Interview potential and current customers. Assess their financial needs and propose tailored loan solutions.
• Ensure that all assigned loans are made in accordance with FCA Regulations and Association credit policies and procedures.
• Manage assigned portfolio that may include large and complex loans.
• Complete various chattel appraisal activities, including reconcilements, inspections, and preparation of chattel reports.
• Stay updated on industry trends, market conditions, and competitor activities to identify opportunities and threats.
• Collaborate with the team to implement and execute the sales marketing plan to achieve business plan goals.
• Provide exceptional customer service throughout the loan application and approval process.
• Work closely with other departments to ensure seamless loan processing, closing, and servicing.
• Attend functions within the community. Present a positive image for the Association and actively contribute to our mission.

Qualifications:

• Bachelor's degree in agriculture, business, finance, banking, economics, or a related field is preferred.
• Strong understanding of agriculture and business financial principles.
• Excellent communication and interpersonal skills.
• Detail-oriented with strong problem-solving abilities.
• Ability to work independently and as part of a team.
• Agricultural background and knowledge of local market dynamics and competition is a plus.
• Must be motivated, self-driven, and customer focused.
• Three years of lending experience is preferred; however, entry level candidates are encouraged to apply.

Why Join Us:

• Competitive compensation package. Grade and salary commensurate with experience, with a minimum base salary of $55,000 plus a team bonus.
• Comprehensive benefit package includes 401(k) with 3% employer contribution and 6% employer match, 12 vacation days, paid sick leave, 10 paid holidays, medical, dental, life, vision, and more.
• Opportunity to work for a reputable and community-focused financial institution.
• Professional development and growth opportunities.

If you are a dynamic and motivated individual with a passion for finance and marketing, we invite you to apply for the Loan Officer position at Premier Farm Credit. Help us continue to serve our communities by delivering top-of-the-line financial solutions to ag producers. Position will be open until filled. Send your cover letter, resume, and application to Recruiting10@PremierACA.com or to PO Box 1785, Sterling, CO 80751. EOE/AA/M/F/V/D

About Us: Premier Farm Credit is a leading agricultural lending institution dedicated to providing tailored financial solutions to farmers and ranchers and ag businesses in northeast Colorado. We take pride in our mission to serve agricultural and rural communities.