Supports the commercial/agricultural lending (hereafter referred to as "commercial") funding through the spreading of financial statements and tax returns of customers and prospects into a computer program, for use by lenders and management in making lending decisions.
Responsible for spreading financial statements and tax returns based upon information provided by lender(s) on behalf of customers and prospects.
Communicate with lender(s), as necessary, including but not limited to, informing lender(s) if additional information is necessary to complete the spreads.
Generate financial ratios, using a computer program, to evaluate customers' financial status.
In coordination with other department employees, ensure that financial statements and tax returns are imaged to the credit file and financial ticklers are appropriately updated.
Actively participate and communicate in team-based work groups that make up the Credit Department.
Participate in process improvement projects, and assist in special projects as needed and other duties and responsibilities as assigned by management.
Knowledge, Skills and AbilitiesExperience
Two years to five years of similar or related experience with prior experience credit administration, loan ops, finance or other banking related field.Education
A college degree in accounting or business.Interpersonal Skills
Courtesy, customer service, and tact are essential elements of the job. Work involves much personal contact with others inside and/or outside the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation.Other Skills
Accounting background. Familiar with Word and Excel. Good communication skills (both oral & written). Strong desire for attention to detail.
Central National Bank