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Business Development Offi

Expired Job

Renasant Starkville , MS 39760

Posted 6 months ago


This job will need a motivated business development officer to develop and implement growth strategies for the achievement of revenue goals. The candidate should have the right blend of analytical talent and business know-how.

Should be a team player who not only understand how to identify a new market opportunity, but also know what it takes to lead a team forward and realize that opportunity. Should possess great communication skills, and will be expected to interact with shareholders, executives and clients on a daily basis.

Physical Demands:

The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools or controls; reach with hands and arms, and talk or hear. The employee is occasionally required to walk. The employee must occasionally lift and /or move up to 25 pounds. Specific vision abilities required by this job include close vision, peripheral vision, depth perception and the ability to focus.

Work Environment:

There is minimum discomfort from noise in this area. Detailed instructions and procedures to be followed in a potentially hazardous condition (i.e. robbery) are received to minimize the risk.

ResponsibilitiesPRIMARY ACTIVITIES AND RESPONSIBILITIES:Manage an active portfolio of small, medium to large loan and deposit relationships

Interview applicants, structure and negotiate loan terms, and analyze new & renewed loans

Approve loans within loan authority and assist junior lenders with larger more complicated loans

Assign appropriate risk grades to loans and relationships

Develop and recommend pricing strategies and parameters

Actively participate in new business development program by identifying, developing and documenting calls on prospective customers and referral sources for all bank products and services

Cross sell all company products and services


Obtain and retain product knowledge

Support the collection of past due loans

Direct financial statements to commercial credit analysts for spreading and analysis

Respond to referrals from Senior Management of the bank & the company & others

Maintain and enhance the relationships with the bank's customers and referral sources

Participate in setting organizational and departmental goals & expectations, where appropriate

Monitor new developments in lending, compliance with loan policies and compliance with appropriate regulations and suggest changes in credit policy

Provide training and guidance for lending personnel

Provide back up support for managing the internal audit, external audit & examination process with respect to lending

Will be involved in community activities

Accepts and performs willingly all assigned duties and responsibilities



A high school diploma or equivalent,One year previous lending experience or three years job related experience,Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, and procedure manuals,Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public,Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations,Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form,Sales ability, and

Customer service orientation.


Knowledge of Federal laws and regulations involving loans,Ability to analyze a credit application for completeness and for documents needed on all types of loans, and

Bachelor's degree.


Manage an active portfolio of small, medium to large loan relationships

Interview applicants, structure and negotiate loan terms, and analyze new & renewed loans

Approve loans within loan authority and assist junior lenders with larger more complicated loans

Assign appropriate risk grades to loans and relationships

Develop and recommend pricing strategies and parameters

Actively participate in new business development program by identifying, developing and documenting calls on prospective customers and referral sources for all bank products and services

Cross sell all company products and services

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Business Development Offi

Expired Job