Lead Credit Strategies Execution function providing sales, underwriting and fulfillment with clear and consistent guidance on Credit Policy, Philosophy/Interpretation
Lead Credit Exception function providing loan level underwriting exception review and approval for Client Underwriting
Partner with Credit Policy on Program/Procedure Updates
Partner with Remediation Management to Guide Quality Improvement
Partner with L&LD on Credit Training Initiatives for Underwriting, Fulfillment and Sales
Executes monthly reporting functions, including sourcing and managing data for dashboards, trackers, etc
Tracks expenses and helps develop budgets in coordination with Finance partners
Consults with senior management in evaluating current methods and developing strategies to implement changes and improvements.
Builds a thorough knowledge of the department or business units functional area or products.
"Must" have these skills to be minimally qualified.
10+ years' experience with Conventional, FHA and VA lending
Strong understanding of mortgage lending sales, underwriting and fulfillment policy/procedures for first, second and high net worth loan transactions
Independent thinking and the ability to assess if the relevant functions are performing in compliance with bank policy and the regulatory expectations
Excellent communication skills both written and verbal as the job requires interaction with various parts of the organization and ongoing management reporting of the state of compliance
Attention to detail and organizational skills is a must
Strong powerpoint skills; skilled in pulling together data in a presentation format.
Strong excel skills
Strong project management and time management skills
Strong presentation skills
Prior knowledge and experience in process risk and controls or issue management
Previous training experience
Previous experience management large remote teams
Posting Date: 01/10/2019
Location: Chandler, AZ, 2595 W. CHANDLER BLVD., 2595 W CHANDLER BLVD, Brea, CA, 275 Valencia Ave (CA7701), Jacksonville, FL, BANK OF AMERICA OFFICE PARK, 9000 SOUTHSIDE BLVD BLDG 400, Charlotte, NC, ONE BANK OF AMERICA CENTER, 150 N COLLEGE ST, Plano, TX, BUILDING B, 7105 CORPORATE DR, - United States
Travel: Yes, 25% of the time
Full / Part-time: Full time
Hours Per Week: 40
Shift: 1st shift
Bank Of America Corporation