25733 Business Banking Team Leader
Location: 160 S. Broadview, Cape Girardeau, Missouri 63703
Business Banking Team Leader
How would you like to work for a great company that offers career growth and values your skills and experience? For over 150 years, Commerce Bank has built a strong reputation as a "Super Community" bank and is recognized as an industry leader. In today's growing and competitive financial services industry, we look for creative and innovative solutions to meet the needs of our customers. To achieve our results, we recruit the best and brightest employees who ask, listen and solve to meet our customers' needs!
The Business Banking Team Leader leads a team of Relationship Managers who are responsible for both the comprehensive management of existing commercial relationships as well as soliciting new business opportunities with assigned customers and targeted prospects.
Manages a team of RMs and PMs who serve the banking needs for a particular territory and/or industry, ensuring a high level of customer satisfaction and retention.
Develops departmental goals for new incremental income and coaches direct reports on targeted sales activities to maximize new business opportunities.
Ensure that the department is adequately staffed and trained to meet current and future needs.
Provides career counseling and ensures that succession planning is addressed for critical roles.
Reviews and analyzes portfolio to reduce risk and enhance profitability.
Reviews credit requests, including loan structuring, negotiating/pricing, collateral, ensuring adequate loan documentation, and analyzing industry/credit risk.
Participates in community and business functions/groups to ensure a positive image for the bank and to establish referral contacts within the marketplace.
Ensures compliance with all bank policies, procedures, regulations, and laws.
Bachelor's degree, or equivalent experience. 5 + years of Commercial Banking experience. Thorough knowledge of full range of commercial products, credit policies, procedures and terminology. Strong leadership, planning, and time management skills. Goal oriented with well developed sales skills. Strong strategic, analytical, and problem-solving skills. Well developed credit analysis skills. Excellent verbal/written communication skills. Persuasive and negotiation skills. Experienced at structuring complex credit requests.
For this position, federal regulations require Commerce Bank to prepare an investigatory consumer report which will disclose credit history. If you express interest in and are considered for this position, you'll be asked to authorize that report.
For this position, Commerce Bank will review your motor vehicle driving record. If you express interest in and are considered for this position, you'll be asked to authorize our review of that record.