The Business Banking Specialist actively deepens existing customer relationships through routine calling activity and develops new Small Business Banking relationship opportunities through business development activities. Responsibilities include originating scored credit requests up to $250,000 (with Equipment Finance lending up to $500,000) and selling Small Business products/services such as business deposit products, treasury management products, business credit cards and payment solutions, as well as all other suitable solutions as appropriate. This job may require outside prospecting and sales to meet or exceed the sales production goals. Appropriately handles Small Business Banking customer service issues in assigned portfolio. Actively manages relationships with branch and business line partners and refers clients to Small Business Banking partners and/or other U.S. Bancorp areas for additional needs.
This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008 and Regulation Z. You will be subject to the required registration process, which includes a criminal background and credit check. Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment.
Bachelor's degree in business, accounting or finance, or equivalent work experience
Three to five years of financial services sales industry
Strong product and new business development/b2b sales skills
Comprehensive knowledge of all applicable bank and branch policies, procedures and support systems
Excellent customer service and community relations skills
Proven ability to make one-on-one and group presentations
Excellent interpersonal, verbal and written communication skills
Strong outbound telephone sales skills
Previous experience in a Relationship Banker, Small Business Banker or related role