Pathfinder Bank Syracuse , NY 13201
Posted 1 week ago
Description
Are you passionate about making a positive impact in your local community? Do you thrive in a dynamic, collaborative, and engaging work environment? If so, we have the perfect opportunity for you at Pathfinder Bank!
About Us: At Pathfinder Bank, we take pride in being more than just a financial institution - we are a community-focused bank committed to building lasting connections in Central New York. As a key player in our Market, you'll have the chance to make a meaningful impact on the people and businesses in our community while developing long-lasting, trusted relationships.
Why Join Us:
Community-Centric: Your role at Pathfinder Bank goes beyond being a trusted financial advisor; it's about actively contributing to the growth and prosperity of the local community we serve.
Collaborative Environment: Thrive in a fast-paced, collaborative, and engaging work environment where your ideas are valued, and teamwork is celebrated. We believe that together, we can achieve more.
Employee Support: We understand the dedication and hard work our employees put in, and we are committed to ensuring you feel supported, appreciated, and rewarded for your contributions.
Flexibility: Enjoy the flexibility of a family-friendly work environment that understands the importance of work-life balance.
Key Responsibilities:
Relationship Building: Cultivate and strengthen personal and business relationships within the local community. As a Customer Service Representative you will be "face of Pathfinder Bank".
Customer Service: Lead by example and inspire those around you to deliver exceptional service. Your interactions with internal and external customers will be instrumental in creating a positive and inclusive environment.
Local Touch: Embrace the opportunity to immerse yourself in the unique needs and aspirations of our local community. Your insights will guide our efforts to provide tailored financial solutions.
Identify Needs: Interacting with customers and creating relationships is how everyone here at Pathfinder Bank can help turn dreams into reality.
What We Offer:
A fulfilling and rewarding career with opportunities for growth and development.
Competitive compensation and benefits package including paid holidays, paid time off, medical (including virtual care and work-life balance services), vision, and dental insurance, a 401K with a generous match, tuition reimbursement, banking discounts, and more!
The chance to be part of a bank that believes in bringing out the best in its talent.
Requirements
Summary/Objectives:
Responsible for acquiring, servicing and growing relationships with small businesses that typically have annual gross sales up to $1Million. Work proactively with new businesses, structuring and closing of commercial loans, as well as related depository relationships, maintaining and serving a commercial loan portfolio. Accountable for the identification of risk inherent in loan transactions, loan portfolio and communication of that knowledge. Examine, evaluate and authorize, or recommend approval of, customer applications for lines of credit, commercial loans and commercial real estate loans. Ensure compliance with all consumer regulations related to the job function. Adhere to regulatory changes, compliance issues and bank policy and procedure.
Essential Functions
Interview applicants to determine loan requirements and gather pertinent information for application.
Develop new commercial loan and deposit relationships through ongoing networking including client meetings, attending community events, and calling on centers of influence.
Prepare financing proposals for client review, consistent with the Bank's credit risk tolerance
Assist in the origination of new deposit accounts and treasury management services
Assist the branch team in support of stated departmental goals and to help meet customer's broader financial goals.
Work with manager and lending team to evaluate credit requests and recommend appropriate loan structure to manage risk
Work with the Business Services Team to best utilize digital capabilities
Establish, negotiate and approve loans within specified limits or refer them to loan committee for approval while maximizing profitability and minimizing risk
Achieve sales goals as detailed in annual review
Responsible for a portfolio of existing commercial loan and deposit customers
Implement, execute and monitor business services sales plan as assigned
Ensures timely loan closing and loan funding
Required Education, Experience and Qualifications
Bachelor's degree or equivalent from a four year college or university, and 2-5 years related experience and/or training; or equivalent combination of education and experience.
Ability to read, analyze and interpret general business periodical, professional journals, technical procedures or government regulations.
Ability to write reports, business correspondence, policy and procedures, as necessary.
Ability to effectively present information and respond to questions from groups of managers, clients, customers and the general public.
Ability to work with mathematical concepts such as probability and statistical inference, percentages and how to apply them to practical situations.
Ability to interpret a variety of instructions furnished in written, oral, diagram or schedule form.
Participate in community organizations and build relationships with centers of influence
Driver's License
Pathfinder Bank