Business Banker Iii, South Bend, IN

POSITION SUMMARY

Responsible for the management of a portfolio of large sized business and complex accounts. Typically manages a portfolio from $25-$40MM.

ESSENTIAL REQUIREMENTS

• Analyzes and approves credits within prescribed limits; recommends action on credits in excess of loan limits.

• Documents bank/customer relationships and commitments.

• Retains and strengthens current relationships and seeks to develop new business.

• Reviews periodically the bank's exposure and relative account profitability.

• Peforms financial reviews on a timely basis.

• Complies with bank's loan policies and procedures and legal requirements.

• Must have valid driver's license.

• Completes all compliance training related to the position.

• Understands all applicable laws and regulations that apply to the position and complies with the requirements.

NON-ESSENTIAL FUNCTIONS

Performs all other duties as assigned.

EXPERIENCE/SKILLS

• Five (5) to eight (8) years Retail Banking or Business Banking sales experience preferred.

• Working knowledge of cash management products.

• Strong consultative sales and proactive calling skills.

• Good PC skills--proficiency in Microsoft Word and Excel essential.

• Strong verbal and written communication skills with the ability to communicate with all levels internally and externally.

• Ability to maintain effective relationships with internal service partners and customers in order to gain their trust and respect.

• Customer service oriented.

• Ability to handle multiple tasks in a fast-paced environment.

EDUCATION

Bachelors Degree preferred; concentration in business, economics or finance.

TRAVEL REQUIREMENTS

Ability to travel to off-site locations for meetings, projects, seminars, etc., as well as ability to travel overnight.

PHYSICAL DEMANDS

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals to perform the essential functions.

While performing the duties of this job, the employee is required to sit, stand and walk; use hands and fingers to operate keyboard and other office equipment; reach with hands and arms; and talk or hear. The employee is occasionally required to stoop or kneel. The employee may occasionally lift and/or move up to 10 pounds.

EQUIPMENT

MS Office PC, fax, phone and standard office equipment.