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Business Analyst

Expired Job

Paypal Chicago , IL 60602

Posted 2 months ago

Job Description: Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ:

PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal's 244 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

The Braintree Business Analyst is responsible for the execution and oversight of operational processes related to Braintree internal controls and SOX reporting requirements. This person will audit Braintree merchant pricing, reconcile differences between merchant contracts and bank data, and investigate the impact of pricing mistakes.

The Business Analyst will work in tandem with other teams reviewing Braintree to discover, implement, and automate controls. A primary focus of this position is to constantly refine and strengthen the internal control structure at Braintree.

Reporting to the Financial Operations manager, with a dotted line to the Accounting manager, this person will also be responsible for assisting those teams with matters such as modeling merchant pricing reviews, the monthly close, financial reporting requirements and modeling, reconciling transactions posting to bank accounts, monthly gateway billing and losses reporting processes, and testing new product features.


  • Perform Braintree merchant pricing audits on a weekly and monthly basis. Review merchant pricing across multiple banking platforms and with different structures. Compare pricing to signed merchant contracts, identify, and quantify discrepancies.

  • Work cross functionally with FinOps, Sox, Compliance, and Product teams to constantly refine and optimize controls including looking for ways to make them automated and preventative.

  • Serve as the knowledge expert for all things related to Braintree merchant pricing. Answer questions from PayPal pricing committees, compliance, and management.

  • Utilize internal pricing models to evaluate pricing changes for merchants. Analyze pricing structure, merchant processing history, and processor pricing policy. Make pricing recommendations to Account Manager and assist with ongoing merchant pricing discussions.

  • Assist Accounting team with managing and coordinating the month end close process. Support preparation of monthly reporting packages for department managers.

  • Partner with Braintree Risk and Account Management teams on the resolution of process flaws, system bugs or other operational issues adversely impacting merchant funding. Assist development with new product launches and market expansions that impact merchant funding processes.

  • Work with a high degree of initiative to identify and recommend process improvement opportunities in the areas of pricing, accounting, reconciliation and reporting.


  • Perform at a Meets or Exceeds expectations level for all specific duties outlined above.

  • Demonstrate a solid understanding of Braintree's business products, transactions, systems and related merchant funding process flows. Understand the funding implications from the transaction level, to the reconciliation level and then up to the general ledger of various money movement accounts.

  • Demonstrate a high level of job discretion. Performance is evaluated against the ability to adhere to the PayPal values and behaviors including exercising good judgment, demonstrating a desire and ability to make good decisions, displaying a heightened level of accountability, demonstrating a sense of responsibility, confidentiality and professionalism.

  • Maintain the highest level of teamwork, by incorporating a positive attitude, being supportive in words and actions, embodying the core values of Braintree and PayPal and communicating appropriately with all levels both within the existing team & anyone outside the direct reporting structure.

  • Maintain a high level of commitment, which includes more than just performing accountabilities, as assigned. This includes requesting additional responsibilities, volunteering for special projects, identifying oneself as a go-to individual, displaying flexibility with change and a passion for the product and company.

We're a purpose-driven company whose beliefs are the foundation for how we conduct business every day. We hold ourselves to our One Team Behaviors which demand that we hold the highest ethical standards, to empower an open and diverse workplace, and strive to treat everyone who is touched by our business with dignity and respect.

Our employees challenge the status quo, ask questions, and find solutions. We want to break down barriers to financial empowerment. Join us as we change the way the world defines financial freedom.

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.


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Business Analyst

Expired Job