Purchasing Power Atlanta , GA 30301
Purchasing Power one of the fastest growing specialty e-retailers is seeking a Business Analyst, Finance and Risk to join our team in Midtown, Atlanta, GA.
Consistently perform thorough analyses of consumer credit portfolio
Identify early stage credit risk factors and report the findings
Develops and maintains financial models to support existing forecasting, internal and external financial reports, and other related projects as needed.
Analysis should encompass financials variances and the identification of main risk metrics
Recommend changes/improvement for the credit processes.
Develop and analyze database pertaining to the credit function to predict pattern and trends.
Create forecasting models to enhance portfolio management strategies
Work with cross functional teams to develop and implement necessary tools to ensure credit collections efforts are kept in line with the company goals
Assist in the preparation of executive, board level and investor/banking presentations.
Support revenue and profit analysis as well as overall business performance analysis
Perform special projects as requested
Perform predictive and prescriptive analytics to support growth of revenue and profits.
Perform analysis across departments and lines of business to determine effective use of resources.
Develop and maintain models and analyses to aid in the validation of existing forecasts; support strategic initiatives and help review critical financial decisions; support internal and external financial and management reporting including investor and banking relations.
Develop reports to help Investigate, analyze and evaluate the financial risk/reward of credit extended to existing and potential customers.
Develop advanced statistical models to predict the creditworthiness or riskiness of consumers utilizing advanced modeling techniques / methodology and comprehensive data structure.
Prepare financial modeling for acquisition or merger opportunities, new business development, cost saving projects, capital expenditure evaluation, competitive analyses, and channel, broker, customer and product profitability.
Assist in the preparation of executive, board level, investor and research analyst presentations.
Design or assist the design of credit programs with advanced mathematical or statistical functions that can maximize revenue while minimizing loss.
SAS or SQL programming with the ability to run SAS / SQL programs to extract information and generate files for external vendor including email and letters.
Generate reports and prepare daily, weekly, monthly reports for cross functional teams; Create new reports on need basis
Education & Experience Required:
Bachelor's degree in Finance, Economics, Mathematics, Statistics or related field. (advanced degree preferred)
2 years of relevant analyst and reporting experience
E-Commerce or other Retailing experience preferred
Experience with a Financial Planning tool such as Adaptive, Host or IBM Analytics desirable
Experience with Oracle Financials a plus
Experience is SAS programming
SQL experience is a plus
Cash Management and cash forecasting experience a plus
Proven problem-solving, conceptual thinking, and analytical abilities
Strong process and project management abilities
Excellent verbal, written, and interpersonal skills
Ability to work under tight deadlines
Experience leading by example through business and organizational change
Solid relationship building skills to work effectively across all areas of the business
Why Purchasing Power?
We are the leading specialty e-retailer offering consumer products, vacations and online education services through an easy and convenient payment plan. Our customers love us because we make paying for their purchases stress- and hassle-free. The automatic payments help them to avoid penalty fees and ballooning interest associated with other payment options. While the fixed payment duration options empower them to budget more efficiently. Ours is a revolutionary e-commerce experience that gives customers access to a better life combined with a responsible way to buy.
Purchasing Power is 'Powering People to a Better Life' through its employee purchase program, financial literacy efforts and charitable contributions.
For more information, visit www.PurchasingPower.com
Our people! We are very proud of our people, we "Power People to a better life"
100% company paid benefits for employees
Kitchen stocked with gourmet coffee, teas and free snacks
Casual work environment
Top of the line hardware
Purchasing Power is an equal opportunity employer. At Purchasing Power, we make all employment decisions, which include hiring, promoting, transferring, demoting, evaluating, compensating and separating, without regard to sex, sexual orientation, gender identity, race, color, religion, age, national origin, pregnancy, citizenship, disability, service in the uniform services, or any other classification protected by federal, state or local law.