Banking Officer IV Or V

ANB Bank has financial strength embodied in over $3 billion in assets and ranks in the top 8% of banks nationwide by size and is a true community bank with an unwavering commitment to excellence. The bank helps each of its communities prosper through investment, sponsorship, philanthropy, and employee volunteerism. It is a passion ANB has for banking that makes the difference.

ANB Bank hires individuals who provide excellent customer service and build meaningful relationships with our customers and within our communities. ANB is committed to rewarding our team members who strengthen our company and culture. ANB offers competitive compensation and a comprehensive benefits package for this position.

• Hiring Pay Range:

• Banking Officer IV: $80,000.00 - $100,000.00 per year

• Banking Officer V: $95,000.00 - $115,000.00 per year

• The hiring pay range for this position is commensurate with the level of relevant experience and education.

• This position may be eligible to receive an additional $2,080.00 per year if designation is approved under the Spanish Communication Assistant Program.

Health & Wellness Benefits (Subject to Eligibility Requirements)

• Minimum 4 Weeks of Paid Time Off (PTO)

• 11 Paid Holidays

• Medical, Dental, and Vision Insurance

• Health Savings (HSA), Flexible Spending (FSA), and dependent care spending accounts

• Company provided Life, AD&D, and Disability Insurance with supplementation options

• 401(k) plan with discretionary company match and profit sharing

• Discretionary annual bonus and employee referral incentives

• Employee Assistance Program (EAP)

• Tuition Reimbursement Program

• Spanish Communication Assistant Program Incentive

• Employee banking products

Summary

• ANB Bank regional officers are leaders of our banking centers, manage customer relationships directly, and are responsible for both loan and deposit production goals. Our officers also actively participate in leadership positions within our trade area to help identify economic needs of individuals, businesses and non-profits for the betterment and growth of our communities.
• ANB officers are valued advisors and are involved in many of our customers' most meaningful endeavors. Our Relationship Managers are trained to deliver credit expertise in both consumer and commercial lending. We build our teams through a commitment to coaching for career success!

Essential Duties and Responsibilities

• Develop and maintain a presence as a leader in the bank branch where the officer is relied upon for the coaching of staff team members.

• Expansion of bank customer base through networking and sales calling. Soliciting the business of non-borrowing customers as well as loan customers. Maintaining product knowledge to generate credit and deposit business.

• Act as Relationship Manager for assigned customers, ensuring customer satisfaction and the delivery of unparalleled customer service.

• Service the credit needs of customers and prospects alike; obtaining financial and other information; performing or coordinating credit analysis; making loan presentations and recommending approval to ANB's Loan Committee where required; and negotiating terms and conditions such as rates, collateral, guarantees, loan agreements, and other documentation.

• Daily management of a loan portfolio, including, but not limited to, credit quality; compliance with the bank's policies and procedures, and applicable laws and regulations; and management of loan status.

• Participate in community activities including civic organizations and non-profit volunteer service.

• Maintains consistent compliance with Bank Secrecy Act (BSA) requirements, banking regulations, and bank policies and procedures related to the position.

• This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Act of 2008.

• Other duties may be assigned.

Education and/or Experience

Banking Officer IV:

• 6+ years of loan origination, underwriting or portfolio management experience, or an equivalent combination of general banking experience and accounting/finance/business college classes successfully completed. Proven expertise in customer development and business sourcing.

• To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Banking Officer V:

• 8+ years of loan origination, underwriting or portfolio management experience, or an equivalent combination of general banking experience and accounting/finance/business college classes successfully completed. Proven expertise in customer development and business sourcing.

• To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Equal Opportunity Employer / Affirmative Action / Minorities / Female / Disability / Veteran

ANB Bank is committed to providing Equal Opportunity in Employment. The Bank is continually trying to improve recruitment, employment, development and promotional opportunities for its employees. Our selection decisions are based on job-related factors and not on the basis of age, race, sex, color, religion, national origin, disability, sexual orientation, veteran status, pregnancy, marital status, genetic information, gender identity, or any other status protected by federal, state, or local law.

ANB Bank complies with the Equal Pay for Equal Work Act. ANB Bank requests that Applicant not disclose its wage rate history to ANB Bank. If ANB Bank for any reason comes into possession of Applicant's wage rate history, ANB Bank will not rely on it in determining a wage rate. ANB Bank requests that applicant not provide information on age, date of birth or graduation date from any academic institution, including on resumes.

Anticipated Date of Application Window Closure: 06/10/2024