AVP - Credit Risk Senior Analyst

Citigroup Inc. Wilmington , DE 19801

Posted 1 week ago

  • Primary Location: United States,Delaware,Wilmington

  • Education: Bachelor's Degree

  • Job Function: Risk Management

  • Schedule: Full-time

  • Shift: Day Job

  • Employee Status: Regular

  • Travel Time: Yes, 10 % of the Time

  • Job ID: 18071311


About Citi

Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients.

Citi's Mission and Value Proposition explains what we do and Citi Leadership Standards explain how we do it. Our mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. We strive to earn and maintain our clients' and the public's trust by constantly adhering to the highest ethical standards and making a positive impact on the communities we serve. Our Leadership Standards is a common set of skills and expected behaviors that illustrate how our employees should work every day to be successful and strengthens our ability to execute against our strategic priorities.

Diversity is a key business imperative and a source of strength at Citi. We serve clients from every walk of life, every background and every origin. Our goal is to have our workforce reflect this same diversity at all levels. Citi has made it a priority to foster a culture where the best people want to work, where individuals are promoted based on merit, where we value and demand respect for others and where opportunities to develop are widely available to all.

Position Summary:

The individual will work in the Risk Architecture & Modeling team for North America Branded Cards (24+ million card members with $70+ billion in receivables). The individual in this role is responsible for a broad range of data quality and analytics implementation activities which are vital in the implementation of a broad range of strategy and policy initiatives for various Cards Credit platforms. The position requires working with resources across multiple groups in a geographically dispersed environment.

A critical success factor for the individual in this role will be their ability to sustain various credit systems by applying data analyses on policy changes to track and validate expected and consistent decisioning results through automated & manual testing.


  • Have an understanding of risk management and business strategies /actions and risk policies.

  • Validate credit policy concepts and understand through data analysis downstream impacts (legal, financial, customer) for development, validation and review of business requirements.

  • Perform analysis that addresses concerns and issues in a clear and concise manner.

  • Document Test plans including Test Scenarios & Test Scripts for various risk projects

  • Monitor, and ensure successful completion of all phases of multiple projects, through effective challenge, expedient problem resolution, and controlled change management

  • Enhance and develop additional automation tools to the platform


  • Bachelor's Degree required in computer science, engineering, mathematics or analytically focused discipline

  • 3+ years in related work experience or other systems and analytical capacity

  • Knowledge and experience with FICO Blaze Advisor; IBM Mainframe JCL, VB Script and C Programming a plus.

  • Knowledge in SAS/SQL/C/Java, UNIX/Linux or relevant systems/tools

  • Advanced knowledge in MS Office (including MS Access)

  • Project/testing/experience in a Main Frame and Client Server environment

  • Good understanding of policy project life cycle for implementing changes

  • Experience with end-to-end project planning and management and cross-functional project, resource, and stakeholder management in both waterfall & agile methodology

  • Experience with various testing methodologies and processes is a plus

  • Good written and verbal communication skills; ability to translate business needs into test scenarios

  • Excellent quantitative and analytical skills, extremely detail-oriented and possessing intellectual curiosity

  • Ability to multi-task and work against tight deadlines

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AVP - Credit Risk Senior Analyst

Citigroup Inc.