Jpmorgan Chase & Co. Tempe , AZ 85280
Posted 2 months ago
JobID: 210497560
Category: Underwriting
JobSchedule: Full time
Posted Date: 2024-04-23T22:31:28+00:00
JobShift:
Base Pay/Salary: San Diego,CA $32.65-$48.31
Join our dynamic team as an Auto Underwriter III (Subaru Motors Finance) where you can work from the comfort of your home. As a Underwriter III, you will review policy and/or pricing exceptions and assist in daily operations. You'll structure decisions to maximize profit and enhance relationships. You'll also decision automobile applications submitted by our clients, placing an emphasis on response time, quantity of applications processed, and quality of applications approved. You'll meet or exceed agreed upon targets for return on equity, volume, conversion ratios, and other business metrics. You'll also initiate sales calls via telephone, and where appropriate, prepare written follow-up. Additionally, you'll provide prompt, accurate responses to all internal and external customer inquiries.
Job responsibilities:
Review credit applications and render the appropriate credit decision within credit policy requirements and in compliance with all regulations
Review policy and/or pricing exceptions and assist in daily operations
Structure decisions to maximize profit and enhance relationships
Review and approve automobile applications submitted by our clients, placing an emphasis on response time, quantity of applications processed, and quality of applications approved
Meet or exceed agreed upon targets for return on equity, volume, conversion ratios, and other business metrics
Initiate sales calls via telephone, and where appropriate, prepare written follow-up
Provide prompt, accurate responses to all internal and external customer inquiries
Required qualifications, capabilities and skills:
5+ years of credit experience, with Auto Finance experience
Experience reviewing credit bureau reports
Highly skilled in credit decisioning, solid understanding of consumer credit and applicable federal and state regulations relative to consumer lending
Comprehensive knowledge of indirect loan and lease programs, bank products, and services
PC literate with a good working knowledge of common application software
Expert knowledge of credit philosophy and policies, loan documentation, and related legal issues.
Thorough knowledge of the Bank's policies and procedures, as well as its products and their inherent risks.
Superior analytical skills supported by excellent written and verbal communication skills.
Results-oriented with a high level of personal initiative and proven leadership ability
Demonstrated judgment and ability to act decisively
Preferred qualifications, capabilities and skills:
This position is Work from Home, however, must live in the Tempe, AZ and San Diego, CA market.
The hours are 11 am
8 pm, Monday through Friday as well as occasional Saturdays 9 am
6 pm MST
Jpmorgan Chase & Co.