Associate, Specialty Underwriter & Portfolio Manager (Financial Institutions Group)

Capital One Green Oaks , IL 60048

Posted 1 month ago

Bethesda Metro Center (17049), United States of America, Bethesda, Maryland

Associate, Specialty Underwriter & Portfolio Manager (Financial Institutions Group)

The Underwriting and Portfolio Management organization is responsible for working with internal partners to underwrite new transactions and manage the existing portfolio of loans. Our Underwriters and Portfolio Managers balance supporting the Commercial's Bank's growth and ensuring we have a scalable, well-managed business. This role supports the Financial Institutions Group (FIG).

FIG is an industry specialized group supporting a national lender finance business with approximately $13B in commitments, which include Subscription Finance, Leveraged Loans, ABL, and Equipment Leasing.

As an Associate, Underwriting & Portfolio Management, you have advanced beyond the fundamentals of credit risk management and are expected to perform most responsibilities with minimal oversight. In addition to identifying risks and mitigants, you begin to identify and escalate trends or anomalies on individual deals or within the portfolio.

Primary responsibilities may include:

  • Demonstrate ownership of a portfolio of existing customers with minimal guidance; may take on more complex or higher volume of accounts

  • Complete annual reviews and both material and non-material modifications independently and on time

  • Monitor and determine upgrades or downgrades to risk ratings

  • Ensure compliance with credit policies and procedures for existing accounts

  • Respond to requests from all internal and external stakeholders

  • Ensure portfolio data is accurate, timely, and complete to ensure strong quality and reporting capabilities

  • Escalate and resolve problem accounts in partnership with other teams and specialists

  • Perform due diligence on industry and company performance; synthesize research and begin to draw conclusions; may start to lead diligence calls

  • Perform thorough financial analysis and identify disparities, risks, and creative ways to mitigate risk

  • Prepare financial modeling inputs with little guidance; understand model mechanics and consider overrides or exceptions

  • Analyze appropriate structuring options considering collateral and borrower valuation

  • Write and prepare credit approval documents; provide meaningful contribution to internal meetings, including deal review and pipeline meetings

  • Coordinate and complete closing process requirements

  • Begin to shadow more senior underwriters on reviewing and negotiating legal documentation

  • Communicate with all external constituents; exhibit a sense of urgency toward meeting client requests

Additional Responsibilities may include:

  • Build relationships across function and business to foster collaboration between partner groups

  • Mentor and train rotational analysts and new hires

  • Participate in internal initiatives to ensure the business is well-managed and operates efficiently

Basic Qualifications:

  • Bachelor's Degree or Military Experience

  • At least 3 years of experience in credit underwriting or at least 3 years of experience in portfolio management or at least 3 years of experience in asset management

Preferred Qualifications:

  • Bachelor's Degree in Accounting, Finance, or other relevant fields

  • 5+ years of experience in credit underwriting or portfolio management or asset management

  • Strong verbal and written communication skills with external clients and internal associates

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

icon no score

See how you match
to the job

Find your dream job anywhere
with the LiveCareer app.
Mobile App Icon
Download the
LiveCareer app and find
your dream job anywhere
App Store Icon Google Play Icon
lc_ad

Boost your job search productivity with our
free Chrome Extension!

lc_apply_tool GET EXTENSION

Similar Jobs

Want to see jobs matched to your resume? Upload One Now! Remove
Financial Advisor

Fidelity Investments

Posted 3 months ago

VIEW JOBS 8/28/2021 12:00:00 AM 2021-11-26T00:00 Job Description: Fidelity Investments' Racial Equity & Diversity Pledge "Fidelity believes in, and is committed to, fair and consistent treatment for every associate and customer, and to creating a safe and respectful environment, in which everyone is treated with kindness, compassion and respect." Abby Johnson | Chairman & CEO Fidelity Investments It is time to explore new challenges in your career With your outstanding integrity, we know that clients invest their trust in you. Join a team that's an industry leader in innovation and invests in you with key product and service offerings, groundbreaking technology and a world-class investment platform. We empower professional growth, flexibility and support thus enabling long-term success for you and our clients. The Expertise We're Looking For * Previous success in sales * FINRA Series 7 & 63 licensed; Series 65 or 66 licensed and appropriate state registrations OR ability to acquire series 65/66 upon hire * Keen ability to present complex solutions or products to a knowledgeable client base while building rapport and credibility * Degree and/or other professional certifications are helpful; if you don't already have a CFP or degree, our Tuition Reimbursement program can help you obtain one The Purpose of Your Role We fully support you with an open architecture product platform and top resources in the financial industry, while you nurture relationships with an existing client base. You provide the appropriate investment solutions to existing clients and help expand the acquisition of new customers. The Skills You Bring * Ability to thoughtfully introduce your clients to different investment strategies and bring together additional client assets while engaging in positive, client-centered discussions * Being coachable, collaborative, and curious are your "go to" attributes * Committed to delivering an outstanding customer experience with a passion for seeing others thrive * Motivated by results and finding solutions, you take initiative and exceed customer expectations * Extensive knowledge of investment products Our Investments in You We believe it is important to approach life holistically. Our benefit programs are designed to assist you and your loved ones strike the perfect balance. Sound too good to be true? See for yourself and learn more about our benefits offerings: * Click to hear from a few of our associates about the outstanding benefits Fidelity offers: Benefits at Fidelity Investments * Training in-branch, regionally, nationally, and virtually to help you with all aspects of your business. You will not fail due to a lack of training or onboarding! The Value You Deliver * No longer spending time on cold calls and sourcing new clients, you will have the time to deepen relationships and create complex financial plans * Your integrity, insights, interpersonal skills and meticulous planning allows you to mentor and support your customers as they look to reach their retirement goals * Supporting our clients by providing comprehensive investment solutions and retirement plans to meet their needs both now and for their future * Effectively engage clients through personal interactions, reflecting your interpersonal communication and relationship building skills * You have a steadfast commitment to your clients while making a positive impact in the community. How Your Work Impacts the Organization Working in our Investor Center, you will engage face-to-face with your customers, offering mentorship and personalized planning, while helping extend the reach of the firm's brand. We invest in you through the support of a well-rounded team of professionals, unlimited access to some of the best resources, technology and tools in the industry, and a top compensation package with excellent benefits. While you form relationships here, you will also be building your career! We believe in being #DifferentTogether. Fidelity's nine affinity groups are self-organized groups of employees with common interests in areas such as race, ethnicity, gender or sexual orientation, or who share similar interests based on similar sets of experiences who come together to create a positive, inclusive workplace for all employees. We are proud of our diverse and inclusive workplace where we respect and value our associates for their unrivaled perspectives and experiences. Fidelity will reasonably accommodate applicants with disabilities who need adjustments to participate in the application or interview process. To initiate a request for an accommodation please contact the following: For roles based in the US: Contact the HR Leave of Absence/Accommodation Team by sending an email to accommodations@fmr.com, or by calling 800-835-5099, prompt 2, option 2 For roles based in Ireland: Contact AccommodationsIreland@fmr.com For roles based in Germany: Contact accommodationsgermany@fmr.com Fidelity Privacy policy Certifications: Series 07 - FINRA, Series 63 - FINRA, Series 65 - FINRA, Series 66 - FINRA Company Overview At Fidelity Investments, our customers are at the heart of everything we do. As a privately held company with a rich 75-year history, our mission has remained the same since our founding: to strengthen the financial well-being of our clients. We help people invest and plan for their future. We assist companies and non-profit organizations in delivering benefits to their employees. And we provide institutions and independent advisors with investment and technology solutions to help invest their own clients' money. Join Us At Fidelity, you'll find endless opportunities to build a meaningful career that positively impacts peoples' lives, including yours. You can take advantage of flexible benefits that support you through every stage of your career, empowering you to thrive at work and at home. And you don't need a finance background to succeed at Fidelity-we offer a range of opportunities for learning and growth so you can build the career you've always imagined. We welcome associates from different backgrounds and with different perspectives to help us innovate and make a difference for our customers and our communities. We invite you to Find Your Fidelity at fidelitycareers.com. Fidelity Investments is an equal opportunity employer. We believe that the most effective way to attract, develop and retain a diverse workforce is to build an enduring culture of inclusion and belonging. Fidelity will reasonably accommodate applicants with disabilities who need adjustments to participate in the application or interview process. To initiate a request for an accommodation, contact the HR Leave of Absence/Accommodation Team by sending an email to accommodations @fmr.com, or by calling 800-835-5099, prompt 2, option 2. We welcome those with experience in jobs such as Senior Accountant, Accounts Payable Clerk, and Payroll Specialist and others in the Accounting and Finance to apply. Fidelity Investments Green Oaks IL

Associate, Specialty Underwriter & Portfolio Manager (Financial Institutions Group)

Capital One