Analyst, Underwriting Research & Development

Guardian Life Spokane , WA 99201

Posted 2 months ago

The Underwriting Research and Development (UW R&D) team enables innovation in Guardian's underwriting approach, optimizing underwriting spend, improving the client and agent experience, and developing smarter risk selection. The Underwriting, Research & Development Analyst, will be particularly focused on performing data analysis and deriving insights from the data that will help enhance current underwriting processes.

You are:

An independent, detail-oriented individual who is able to communicate effectively and concisely with all levels within the organization. The successful candidate will work with detailed analysis and be able to tell a story based on findings to support issues and advocate for recommendations on a strategic level.

You have:

  • Experience handling multiple priorities in a fast-paced environment

  • Excellent attention to detail and ability to lead and/or support projects as appropriate.

  • Strong working knowledge of data analysis tools, such as Microsoft Excel, SQL, Tableau, etc.

  • Ability to interpret and present results of statistical analyses.

  • Strong interpersonal and collaboration skills; able to proactively incorporate different perspectives and ideas into work product.

  • An enthusiasm to take on challenging assignments and the tenacity to push through obstacles, solve problems and get the job done.

  • Demonstrated ability to work within cross-functional teams

  • Bachelors' degree in Statistics, Mathematics, Economics, Quantitative Finance or a similar quantitative field preferred

  • 1-3 years of life insurance and/ or disability insurance experience preferred

  • 1-3 years of data analysis experience (including internships)

  • Underwriting knowledge not required, but a plus

You will:

Under moderate supervision, the incumbent will support efforts that will help enhance current underwriting processes and contribute to new processes and products. Key activities include:

  • Underwriting Research and Strategy
  • Support business case assessments on various underwriting innovations and building of strategic roadmaps, with focus on data mining and discovery.
  • Implementation of New UW Programs or Projects
  • Support projects that will enhance our underwriting process. Current examples include development of Guardian's accelerated UW program and assessment of new risk selection/fraud management tools.
  • Measurement of Underwriting Results
  • Help identify current underwriting reporting gaps and deliver new dashboards to better measure processes and results. Improve reporting and analytics across all aspects of the underwriting lifecycle to better measure processes and results.
  • Collaboration with various underwriting stakeholders
  • Coordinates with internal and external partners to develop underwriting strategy, execute on critical underwriting projects and maintain organizational alignment. Key stakeholders include underwriting, actuarial, data science, IT, outside vendors and reinsurers.


Bethlehem PA preferred, but will consider other office locations/with work from home flexibility

We offer:

  • Competitive compensation

  • Excellent medical, dental, supplemental health, life and vision coverage for you and your dependents with no wait period

  • Life and disability insurance

  • A great 401(k) with match

  • Tuition assistance, paid parental leave and backup family care

  • Dynamic, modern work environments that promote collaboration and creativity

  • Flexible time off, dress code, and work location policies to balance your work and life in the ways that suit you best

  • Social responsibility in all aspects of our work. We volunteer within our local communities, create educational alliances with colleges, drive a variety of initiatives in sustainability, and advocate for diversity and inclusion in all that we do.

Guardian has been helping people protect their futures and secure their lives for more than 150 years. Every day, we serve approximately 27 million people through a range of insurance and financial products. As one of the largest mutual insurance companies, we know what matters most: putting the needs of our customers first. Because everyone deserves a Guardian. Learn more about Guardian at

Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law.

Copyright 2019 The Guardian Life Insurance Company of America, New York, NY.

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Analyst, Underwriting Research & Development

Guardian Life