An, Commercial Mtges Loan Underwriter

American Fidelity Assurance Company Oklahoma City , OK 73113

Posted 1 week ago

Description:

  • Analyze and underwrite new loan opportunities, prepare loan applications and commitments and oversee the closing of loans originated. Analyze the mortgage portfolio, prepare and distribute standard and ad hoc reports for internal and external use Closely manage a designated market territory, roster of mortgage banking contacts, or both, with the goal of effectively marketing the AFA loan program so as to generate new mortgage loan investments.

    Prepare loan applications, loan commitments and loan approval documents, subject to review by supervisor. Analyze prospective loan submissions, either as assigned or from a designated geographic territory or roster of mortgage banking contacts. Review credit tenant leases and prepare a lease brief on prospective loan submissions.

    Assist the Vice President, Investments and Closing/Servicing Manager in the analysis of the mortgage portfolio (AM Best Reports, Prepayment Projections, Developing Underwriting Models, Etc.) and generation of reports. Oversee the closing of mortgage loans generated from designated territory or contacts. Review all related leased and third-party reports for loans and loan collateral.

    Calculate prepayment premiums, payoff statements and related duties, as assigned. Review these documents for loans in the designated territory, or as otherwise assigned. Actively develop, nurture and manage designated mortgage banking relationships, including regular market visits and on-going communications.

Requirements:

  • Bachelor's Degree in Finance, real estate, business or related area of study. MBA preferred.

    Prior experience with a commercial real estate or mortgage banking firm, the investment area of life insurance company, commercial mortgage group for a commercial bank or other related finance preferred. Ability to multi-task. Strong analytical and interpretation skills.

    Strong organizational skills.

    Strong oral and written communication skills. Team player - ability to work well with others in a team environment.

    Good negotiating skills. Proficient in PC Windows-based software, including Microsoft Office applications (Email, Internet applications, Excel and Word); knowledge of PAM system helpful. Excellent math skills. Ability to travel for work.
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An, Commercial Mtges Loan Underwriter

American Fidelity Assurance Company