NBT Bank West Hartford , CT 06117
Posted 2 weeks ago
Assists in the development, implementation, and reporting of CRA-related loan tracking, loan programs and all activities designed to maintain a high satisfactory rating for NBT Bank, N. A. with the Community Reinvestment Act. Assists with coordination and compilation of Residential Mortgage Lending for Mock CRA Exam. Acts as the primary contact for a designated group of non-profit housing partners that manage grant programs and educational seminars for eligible LMI first time home buyers. Responsible for originating residential mortgage loans, to include emphasis on the Affordable Housing products, according to established policies, procedures and regulatory guidelines.
Education and Experience:
Skills and Abilities:
Complete understanding of Mortgage Banking loan policy, products and procedures.
Complete understanding of CRA & Banking Regulations.
Working knowledge of workflow application, disclosures, closing and upload.
Strong analytical and organizational skills.
Strong written and oral communication skills.
Excellent customer service skills.
Knowledge of current compliance and regulatory guidelines with an approved NMLS number.
Knowledge of Mortgage Banking underwriting application systems such as MortgageBot and Mortgage Builder.
Unique Job Characteristics and Requirements:
Business Travel required as needed between Bank Office and all designated non-profit housing agencies, realtors, etc. , as well as various bank branches and regional business partner meetings, Conferences, Professional Organizations and role related Training. NMLS Certification required or ability to obtain upon hire.
Tasks Performed:
Physical Requirements:
Communicate effectively with internal and/or external customers
Stationary 50% of time
Move about within or between locations
Bend, Twist, Crouch, Squat
Move Objects to Maximum 10 lbs
Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.
NBT Bank