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31120 - Commercial Underwriter II

Expired Job

First Citizens Bank Greenville , SC 29617

Posted 5 months ago

Date :

Location :

Greenville, SC US

Job ID :

Functional Area :

Credit Administration

Employment Type :


Education :

High School Diploma/GED

Experience :
10 years

Days and Hours :

M-F; 8-5

Physical Address :
325 West McBee Avenue, Greenville, SC, 29601

Position Description :

Position Description:

To provide support to commercial lending teams. Provide expertise in underwriting, structuring, servicing and documenting new and renewal credits.

Responsible for identifying, gathering and analyzing relevant information to assess credit risk, establish viability of sources of repayment and determine appropriate loan structures. Act as lead underwriter in collaboration with bankers in preparing credit approval memos with recommendations consistent with bank policy that illustrate well-reasoned analysis. Perform servicing reviews and support management of the assigned portfolio to identify and minimize risk to the Bank.

Provide quality customer service, including participation in joint calls on customers, as needed. Assist in special projects as assigned.

Position Requirements:

Basic Qualifications:

Bachelor degree with 6 years commercial lending or credit analysis experience.

  • Or-

High school diploma or GED with 10 years commercial lending or credit analysis experience.

Additional Requirements:

Strong PC, software and financial analysis skills

Ability to thoroughly analyze complex credits on an independent basis

Excellent knowledge of financial accounting, loan structuring, commercial products and services, loan documentation requirements, legal issues, credit grades, credit processes, etc. to support larger and more complex credit requests

Excellent written and oral communications skills

Ability to properly assess issues related to a credit request and present them clearly and accurately

Ability to collaborate across multiple functional areas (e.g. credit, banker, credit risk, audit) and Regions

Ability to excel in a team environment

Ability to prioritize and manage multiple tasks concurrently

Ability to travel if needed

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31120 - Commercial Underwriter II

Expired Job

First Citizens Bank